I know I know, the dip is tempting. You looked at your bank account and think: Hey, a couple of grand wouldn’t be that bad, it’s going back up.
Yes, it’s going back up, but not in the short term tho. If you need money for bills, food and accommodation, please stop yourself from doing stupid shit. If you have a DCA schedule, be disciplined and stick with it. If you want to catch falling knives, do it only with your disposable.
I’m saying this because I was once blindly buying and even cashed out my emergency funds. I even have to borrow money from my girlfriend to just survive. Now I’ve learnt my lessons: DCA or buy the dips only with your disposable money.
You don’t have to be like me, and I don’t want you to. Stay sane and stay safe, it’s going to be fine.